D&O insurance policy indemnifies directors and officers for claims against them including the legal costs and expenses incurred in the defense of a claim for wrongful acts performed solely by reason of their acting as a director or officer of a company.
In general, it may provide insurance cover for claims arising out of actual or alleged breach of trust, neglect, error, omission, misstatement, libel, slander, breach of warranty of authority and wrongful trading. In recent years many top recruiters say that it would be virtually impossible to recruit a director to join a board if there were not an appropriate level of risk transfer in place.
PC&L Insurance Co. Ltd. offers a Directors and Officers Liability and Company reimbursement insurance policy that provides indemnification on two levels:

a.) First, to the directors and officers for losses arising from a claim against them personally.

b.) Second, to the company for losses arising from a claim which is made against their directors and officers.

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